How to Manifest Money

A part of each of us wishes that we could manifest money. Indeed, if we could just find a check on the ground, a briefcase full of cash, or a winning lottery ticket, our lives would be so much easier. Well, what if we were to tell you that wanting it is the key?

While there’s no guaranteed way to make the universe send money your way, focusing strongly on the things you want can have exciting implications for making your dreams come true. In this article, we’ll guide you through what manifestation means, how it works, and how we can make it a reality for ourselves.

What Is Manifestation?

“Manifestation” is a new-age term that references the Law of Attraction. According to this law, the more you desire something, the more likely you are to attract it to yourself. Manifestation is the act of putting this philosophy into practice.

Manifestation involves changing the way you think, feel, and act towards individual goals and dreams. While we all unconsciously manifest in our daily lives, it’s a lot harder to do it consciously. Moreover, stopping ourselves from unconsciously manifesting undesirable scenarios is tough, too. However, with the right mindset and practice, you can use manifestation to bend your future to your will.

Manifesting Money

Of course, the focus of this article is manifesting money. While you can manifest thousands of different things, both good and bad, money is easily one of the most popular (and powerful) motivators.

“Manifesting” money by pulling it to you through the universe might seem far-fetched to some. Indeed, manifestation might come off as a bit mystical, but it’s actually rooted far more in science than you might think. It’s scientifically provable that we are far more likely to achieve something when we clearly define a goal and work towards achieving it daily.

Manifestation, however, sometimes takes things from a slightly more whimsical angle. Many people believe, for example, that doing something as simple as smelling money every day can help bring more money into your life. While we have no way to say whether this strategy will be successful for you or not, there are hundreds of manifestation tips and tricks to try, many of them grounded in logic and success.

Intent Is Key

One of the very most important aspects of manifestation is the intent behind it. Think about how you are in your everyday life. Assuming no outside influences, how likely are you to do something if you don’t want to do it? For example, you could paint the walls of your bedroom or living room today, but do you have any desire to?

Manifestation works off this principle. If you want something and you fill yourself with that intent, it will be more likely to happen. In the same way, if you’re carrying a large amount of dread about a situation that you don’t want to happen, it’s also more likely to come your way.

We’ll explain this phenomenon with a few examples:

  • You don’t want to be picked to present something at work, but since you worried about it the entire night before, you inevitably get picked
  • You really, really want to go on vacation to the Bahamas this year, and you surprise yourself by saving enough money for the trip before the end of the year
  • You really want recognition for a work of art that you made, but deep down, you don’t believe you deserve it, so you never receive it

The above three scenarios each demonstrate another way that intent works. If something is firmly at the forefront of your mind and your desire, it will be more likely to happen to you. However, this applies in both ways, and you can easily hold yourself back by doubting yourself or worrying too much about the wrong things.

Be Specific

When we want to manifest something, we need to be extremely specific about what it is. We need to define what it is that we want, how much money we need, and what we are going to use the money for. Ironically, the one thing that you often cannot define with manifestation is where the money will come from; usually, this is left up to the universe, unable to be predicted by us.

If you’re looking to manifest money, ask yourself as many questions as you can about why. Try things like:

  • What do I need this money for?
  • What do I want this money for?
  • Where will this money go?
  • Why do I want to manifest money in the first place?

Just wanting money for the sake of money is not enough for this. If you can, write down multiple things that you would use the money for, but always be specific. If you could use some cash to put up a down payment on a house, write that down. If you have a new outfit or accessory that you’ve had your eye on, write that down, too.

Even more than that, though, you should be specific about how much you need. How much additional money do you need to have enough for a down payment on a house? How much will you need after that to make your monthly payments? Take your calculations down to the dollar and cent, if you can. If you’re technology-inclined, plan out your needs in a spreadsheet.

Find a Purpose

Manifesting money for the sake of having money rarely works as well as manifesting money for a genuine, heartfelt purpose. It doesn’t matter whether the purpose of that money is to help yourself or to help others, but that why needs to be defined. This doesn’t always need to be one set purpose all the time, either, as one of your goals might be for your benefit and another might be for someone else’s.

You should be keeping track of your expenditures already, especially if you followed along with the previous step. If you will be manifesting an extra $1,000 this month, what will the purpose of that money be? Will you be putting it towards medical expenses? Guilty pleasures? Taxes?

Additionally, it’s always helpful to do some soul searching when dealing with the universe. Why, exactly, do you want or need to manifest this money? Money for the sake of money, as we mentioned above, will not get you far with the universe. If you’re not honest with yourself about your purpose, you will not get far, and if your aim is just money for the sake of money, you will fail.


There are two parts of planning within the realm of manifestation: planning your results and planning your routine. Planning your results has a lot to do with what we’ve mentioned above; that is, giving intent and purpose to your manifestation.

You will need to plan for how your manifestation will fit in with your current finances, how that might affect your future finances, and what you will do if your manifestation turns out differently than you visualized. After all, as generous as the universe is, it still isn’t a sure thing. It’s inadvisable to bet your livelihood on the generosity of the universe; instead, treat it as a bonus.

When you’re ready to create a plan, take your spreadsheet from the previous section a step further. How will you treat your manifestations in one year? Five? Ten? How will it affect your everyday life? How will you use it to expand your horizons and magnify the effect of your subsequent manifestations?

The second step in the planning phase is to decide what you will do every day to aid in your manifestation process. There are many different secrets, tips, and tricks that people use to connect themselves with the universe, and these may or may not work for you. It’s good, then, to find the ones that work best for you, incorporate them into your daily life, and create a routine out of them.

Some of the tips and tricks people incorporate into their everyday routines to help them manifest money include:

  • Smelling money
  • Visualizing money coming to them
  • Practicing gratitude for their material possessions
  • Acting as if their money has already manifested
  • Acting as if they are richer than they actually are

We will go over some of the above methods later in this article.


Visualizing your money is one method that some believe can help you manipulate the universe. While many people believe that visualizing yourself getting or having your imagined wealth can set things in motion, the act of doing this actually has some concrete, short-term benefits, too.

Visualizing yourself with great wealth or material possessions that you’ve always wanted, for example, serves as a perfect motivator. Thinking about what we could have makes us want to work much harder to achieve it, especially if it’s something we want badly or that we’ve wanted for a long time.

Not only does this visualization makes us work harder for what we want, but it can push us through when the going gets tough, too. A visualization of money and wealth can help you push through a financially uncertain time, defuse stress about high-risk business opportunities, or even create what’s called an “abundance mindset.”

The Abundance Mindset

An abundance mindset is a specific world view that wealthy people tend to have. When someone has a lot of money, regardless of how they came about it, their view of the money they have and money in general changes somewhat. Instead of viewing money as something scarce, wealthy individuals see money as a tool that can be used to earn even more money. Since wealthy people have money to spare, they can afford to have this mindset.

However, most of us who are not wealthy – and even those of us who live comfortably – do not tend to share this mindset, at least to start with. However, cultivating this mindset can actually help us manifest the money we’re looking for.

When we’re more open to using the money we have (and even the money we don’t have) to pull more funds towards us, we open up even more avenues for manifestation. However, this mindset is not without risk. Gambling money that you don’t have, or even money that you do have that’s meant for other things, can leave us on shaky ground in regards to finances.

As such, an abundance mindset is a powerful tool, but it should be approached with caution. Like we mentioned earlier, you should always maintain enough money to cover essential costs and necessities before using the money to manifest more. After all, the universe works in mysterious ways, and it can sometimes test us before it sees us win.

Relinquish Control

One of the hardest aspects of manifestation for people to grasp is the concept of letting go. The universe is uncontrollable, and as such, if we try to control it, we will only be met with frustration and heartache. Instead, it’s much more productive to make our intentions known, feel them deeply, and then let them go.

This doesn’t mean that we should wait for the universe to drop money in our laps. While that can and does happen, it’s rare, and it shouldn’t be counted on as a regular occurrence. We still need to take steps towards what we’re trying to manifest, always. This is where the plans you made earlier and the intentions you decided on come in.

However, the how is something that many people find impossible to hit the right balance with. Sometimes, you can do all the right things to manifest more money, but it still just doesn’t work. In the same way, sometimes an entirely unexpected route ends up revealing the money you were looking for in the first place. This is the universe at work.

Essentially, your relationship with the universe is a balancing act. You must control yourself and what you do, but you cannot control anything else. In fact, it’s best to not even try. Consider the following:

  • Someone who has relinquished control will see an unexpected investment opportunity as the universe providing help, while someone who is still gripping their control will try to manifest money in another way
  • Someone who is trying to control their manifestation may not see nearby sources of help when the universe provides them
  • Someone who has relinquished control will deepen their understanding of their own cash flow, and as a result, predict and manipulate it more freely

Un-Limit Yourself

Unfortunately, many of us limit ourselves unintentionally when it comes to manifestation. We limit ourselves by believing that we don’t deserve money, we don’t work hard enough, we work too hard, or we simply aren’t capable of making the money we want. These beliefs and many more aren’t true. You can cross the following assumptions off your list:

  • Money can’t buy happiness
  • Money is difficult to acquire
  • You can’t be rich and good at the same time
  • Money is evil
  • You can’t be wealthy because your family wasn’t rich

Your opinions about money need to be empowering, not the opposite. When we follow these negative beliefs about money, we end up treating money itself as a negative thing. We start to fear it, in a way. When we fear money, we don’t make the most of the opportunities that the universe sends our way that could end in us acquiring more of it.

It’s always hard to hear that you’re limiting yourself when it comes to your dreams and goals. However, if you can change these limits into affirmations, instead, you might see things change right before your eyes. Try turning the above into the following:

  • More money means I can buy things that make me happy
  • The universe will send cash and opportunity my way if I open myself to it
  • Money can make my life easier and better
  • I am in control of how much money comes my way


Taking action is one of the very most important parts of manifesting money. Like we mentioned earlier, manifesting isn’t meant to be the hope that money will just fall into your lap; that’s not how the universe works. Instead, manifestation means taking action to lead yourself toward what you desire.

We visualized and made plans earlier on in this article. Now, you need to put that plan into action and move towards that visualization that you created. If you imagined yourself as a homeowner, what do you need to do to get there? Do you need to fix your credit score? Maybe you need to start a savings account and start saving for a down payment? Perhaps all you need to do is find the house of your dreams.

Regardless of what it is you need to do, you won’t get any help from the universe if you refuse to take any steps toward getting there yourself. When you put time, effort, and dedication toward reaching your vision, the universe will reward you in kind. This reward may not always be money, but it will be something.

Sometimes, you might feel like you don’t know what to do to work towards your vision. Truth be told, it doesn’t really matter what you do to work towards your passions; the most important thing is that you do something. Hard work rewards itself, and the universe will throw her contribution in on top of that, too. Part of letting go, which we talked about earlier, is accepting that your course of action may not be the right or ideal one, but that it is valid regardless.

Be Consistent

Consistency is key when it comes to manifestation. We mentioned this in the planning section above: you must plan out what sorts of manifestation-related activities you do in a given day. Doing this will make it far easier to keep up with them and stay consistent than it would be otherwise.

The universe is not always kind. While it rewards hard work and dedication, that reward doesn’t always come right away. It’s essential to be consistent and determined even in the face of setbacks and uncertainties, or else you could end up losing the progress you’ve already made.

Fortunately, our deepest-held dreams and goals tend to stick with us; they don’t fade from our consciousness easily. This is a boon to our consistency, but it’s not enough on its own. Our visions serve to keep us consistent, determined, and on the right track towards materializing the money we’re looking for.

Don’t Lose Hope

In the same way that consistency is essential, maintaining hope that our manifestations will eventually come is equally compelling. Only the universe knows when we will be blessed by its hand, but if we believe and work hard towards that vision, it will come eventually. Even if the universe somehow shunned you for your entire life, your own hard work would eventually bring about the dreams you were striving for.

Hope is one of man’s most potent emotions. When we visualize a future life of luxury, happiness, or dreams, we feel hope, regardless of how distant that vision might be. When we’re going through hell, hope can be the singular feeling that pulls us through.

Hope is also the key to embracing that which we don’t understand. The universe is both out of our hands and beyond our understanding, so it’s important that we never lose hope that it will bless us someday. We have every reason to believe that it will, and we’ve already outlined many of these reasons within this article. Still, if you can’t find any other reason to believe, then the hope for a better tomorrow is enough.

There are many, many reasons to hope for a better tomorrow – so many that there is never any reason to lose that hope! Some of these reasons include:

  • Because the universe could extend its hand at any time
  • Because money could manifest in your life when you least expect it
  • If you give up hope, all of your previous progress could be lost


In this guide, our use of the word “vibration” refers to aligning ourselves with the energy of the universe and the energy of our wants and needs. In this case, of particular note is vibrating with abundance. You’ve probably heard the phrase, “fake it ‘til you make it,” at some point in your lifetime. This is what vibrating with abundance is all about.

Consider someone who lives the lifestyle that you want to live. Maybe they’re rich, or perhaps they make just enough money to live comfortably and want for nothing. The key to vibrating at their frequency (and encouraging the universe to follow suit) is to act like you live that lifestyle. It goes without saying, though, that this should always be done within reason.

For example, if you want to live a more lavish lifestyle, withdraw several hundred dollars and keep the money in your wallet. Even if you don’t spend it, having that kind of money available and ready will make you feel more affluent. By having that money on you, you can say to yourself, “I could buy that right now if I wanted to.”

While you won’t be buying every item that strikes your fancy, of course, something as simple as having the ability to do so is immensely powerful.

Practice Gratitude

Gratitude is an emotion that’s nearly as powerful as hope. In regards to the universe, gratitude for what you’ve received and what you will receive makes an enormous difference in how many manifestations you can expect. Not only does appreciation keep you humble in your quest for manifestation, but it equates money with good things when you remind yourself how grateful you are for it.

We all feel grateful for different things for different reasons. In the case of money, many of us feel thankful for a roof over our heads, food on the dinner table, and money to pay medical bills, just to name a few examples. However, just feeling this gratitude is only the start. The second step is remembering this gratitude and keeping it with us.

Gratitude for our money and our material possessions discourages us from feeling the evil emotions that money can create. When we become greedy, lazy, or entitled, the universe withdraws its hand from us. As such, keeping our minds and hearts clear of laziness, greed, and unfairness is a massive part of getting manifestation to work in the first place. Moreover, the universe rewards gratitude.

Turning money into a generous, benevolent force can only help us and those around us.


Manifesting money and guiding the universe’s hand is not a difficult thing to do, in theory. If you follow a few of the simple tips and strategies we mention in this guide, you may be able to turn your dreams into manifested reality. However, the power of manifestation is intense and unpredictable, so always be safe, sane, and smart when making choices with your money.

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